401(k) + Pension Services
A well-designed retirement plan is one of the most powerful benefits you can offer your team, and one of the most effective tax planning tools available to you as an Operator. We handle the complexity so you can focus on the business.
Running a 401(k) inside the CFA system is more complicated than most providers realize.
Most retirement providers understand 401(k)s. Few understand how Chick-fil-A payroll, FCR, HR systems, and reimbursement structures actually work together.
That gap creates unnecessary friction, compliance risk, and missed opportunities.
We built our process specifically around the realities Operators face every day.
We speak
Chick-fil-A.
- A clear understanding of how you’re using your income, not just how much you’re earning.
- @CFA payroll workflows
- Census and payroll file generation
- HR/payroll coordination
- Support Center systems familiarity
- TPA and provider coordination
- Participant onboarding and education
We regularly consult with Support Center payroll and IT stakeholders to help simplify and streamline retirement plan administration.
Vendor-bridge integration, built-in
How we handle your 401(k)
From design to administration, we build and manage plans that fit how you operate.
Plan Design
We build plans around your business model, your team structure, and your goals — not a template.
Tax Credits
New plans are eligible for up to $16,500 in tax credits over the first three years. We help you capture every dollar.
FCR and Payroll Integration
We have spent decades working inside the CFA system. We understand FCR cycles and work within your existing payroll infrastructure.
Compliance and Administration
We partner with TPAs and manage the annual compliance requirements, testing, and reporting so you are never caught off guard.
Participant Education
Your team members deserve to understand the benefit you are offering them. We provide 401(k) coaching for employees through a dedicated coaching call offering.
Different plans create different opportunities
Examples of how much you could put away each year
IRA
Simple IRA
401(k)
Profit Sharing
Pension
What this helps you do
Save on taxes
Use available credits and plan structures to reduce tax burden.
Support your team
Offer a meaningful long-term benefit employees recognize and value.
Improve long-term wealth
Retirement plans can create meaningful net worth growth over time.
Stay compliant
We help reduce administrative burden and operational risk.